Tailored Financial Solutions
Helping Homeowners, Investors, and Business Owners with Residential Mortgages, Commercial Financing, Hard Money Loans, HELOCs, and Refinancing Nationwide.
- No documents required.
- No commitment.
- No hidden costs.
FEATURED ON
How can we help you?
Select an option below to get started on your journey.
Talk to an Expert
Get personalized advice.
Home Purchase
Buy your dream home.
Refinance
Lower your rate or term.
Application
Start your loan app.
The Mortgage Agency Difference
See how we stack up against traditional banks and credit unions.
| Features | Mortgage Agency | Direct Lending Banks | Credit Unions |
|---|---|---|---|
| Wholesale Interest Rates | |||
| Shop Multiple Lenders | |||
| No Overlay Guidelines | |||
| Fast 18-Day Closings | |||
| No Lender Fees | |||
| Personalized Service |
Today's Mortgage Rates
30-Year Fixed
Interest
5.990%
APR
6.310%
Points
-0.134
National average:6.53%
15-Year Fixed
Interest
5.250%
APR
5.478%
Points
0.030
National average:5.71%
30-Year Fixed FHA
Interest
5.750%
APR
6.517%
Points
0.123
National average:6.53%
30-Year Fixed
Interest
5.875%
APR
5.929%
Points
0.126
National average:6.53%
Unlock Specialized Financing Solutions
Commercial Real Estate Financing Nationwide
Whether you're acquiring a new office building in Orange County, refinancing a multi-family property, or seeking construction loans, our local commercial real estate experts are here to help.
- Multi-Family Properties
- Office & Retail Spaces
- Industrial & Warehouse
Delivering Mortgages in All 50 States
Headquartered in Irvine, CA, we are proud to serve clients across the country. Our mortgage agency is licensed and ready to help you secure the best financing wherever you are looking to buy or refinance.
We're fast to close, but never cut corners.
Don't just take our word for it—see what our clients have to say.
Exceptional professionalism
I recently had the pleasure of working with Alfredo on a transaction, and I couldn't be more impressed. From start to finish, he demonstrated exceptional professionalism and responsiveness.
Dane Valadao
4 months ago
Patient and understanding
I cannot express how patient and understanding Alfredo was during my refinance process. He took the time to learn my situation and explained my options.
Melinda Silva
11 months ago
Amazing at every step
Alfredo has been amazing at every step of my re-finance for my home loan. He has guided me through all the most challenging times with friendly encouragement.
Kat Beachcomber
5 years ago
Commitment and dedication
Talk about commitment, dedication and perseverance… These are the words that come to mind when I think of my loan officer, Alfredo Arteaga! He never gave up on me.
Branden Nicholson
a year ago
Seamless process
Alfredo is the best! I am a first time homebuyer and Alfredo seamlessly walked me through the entire process with ease. He was cool, calm, and collected.
Isaac Silverman
5 years ago
Hands down an amazing guy
If I could give Alfredo 10 stars I would. From thinking I would never be able to purchase a home in SoCal to purchasing both a condo and single family home, Alfredo does it all.
Zach Conley
4 years ago
Why Choose Us As Your Mortgage Broker?
Accelerate your homebuying process with innovative mortgage solutions and expert advice.
Hear from our happy clients
Real stories from people who found their dream homes with our help.
Know exactly what to expect from your loan
Get a free loan quote today and leave the guesswork behind.
- No documents required.
- No commitment.
- No fine print.
